FREE PRINTABLE DEBT FREE CHARTS
FOR BABY STEP 2
You want to be debt free. You think about your life without debt. You dream about what you would buy or what how much money you could give!
You know deep down inside this is the life you want. Getting to that place requires a lot of focus and hard work.
We started the baby steps in 2008. At the time, we had a lot of debt and not a lot of income.
We had our work cut out for us.
And yes, we wanted to quit many times.
Our journey through the baby steps literally changed our lives and we want to help others as they journey towards debt freedom!
We created debt free worksheets for our fellow baby steppers (is that even a word?!?!). We are so grateful for people who encouraged us with their own debt free journey. We want to pay it forward.
Do you need some baby step 2 motivation? We’ve got you!
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How to use debt-free worksheets
With our DIY debt free charts, you can keep your debt free goals in front of you at all times. We created 6 different free templates. Print all six or just the ones you need.
Do you have a debt in baby step 2 we don’t have a chart for? Email us! We will add it.
For our debt trackers, you can place 0 at the top or the bottom. We like to put 0 at the top for our debt tracking, but it really is up to you.
You’ll notice our charts have 30 lines. Divide your total debt by 30. Enter that amount on the next line above 0 and work your way up the cart.
Color in your chart as you make progress. Each time you make a payment, color in those lines of the cart.
We do have other debt free charts and bundles. We are always making more, so check back and see what is new to the site.
WHAT YOU WILL NEED TO PRINT AND USE OUR
DEBT FREE WORKSHEETS
Staying motivated in baby step 2 takes work! In addition to our free printable debt free charts, here are some other ways we stayed focused and got through baby step 2!
ALDI! We love Aldi and had never been there before we started the baby steps! If you have an Aldi near you, stop by. The store is smaller than your average grocery store so it can take some time to get used to it. We have some free meal plans and tips to help you become a savvy Aldi Shopper!
CASH! Using a cash envelope system really helped curb unnecessary spending. We wrote about our favorite cash wallet and how we use it here.
BUDGET. We used budgeting percentages to help us find climb out of debt. We still use these percentages to help us budget today! You can find out how we do that here.
Print out our trackers. Tape them on your wall, your bathroom mirror, or refrigerator. Start tracking your progress!
Let us know how you are doing! We’d love to cheer you on!