Hey there, 

Hi! My name is Melissa and I am married to Brad. We've been married for 15 years. We are high school sweethearts. So yeah, we are "those people". We live with our 3 kids and one incredible ant colony under our kitchen sink. Wanna come over for dinner?  

We have one daughter. She is the best. We also have 2 sons. In other words, I cook a lot and the girls at Aldi know me by my first name. I work with our family business in the packaging industry. I love what I do. I am right where I belong. 

When I am not glueing my lamps back together or hanging with my besties at Aldi, I am probably teaming up with Brad in our business the Factory Media Network. We love to help other people build the life they dream about. It's our thing. 

We've been in debt and back out. We have full time jobs, spare time start ups, plus all the activities for the kids. We lived the first decade of our marriage on a small and irregular ministry income. It was stressful.  We had no savings and barely had enough money to pay our mortgage.

In 2008, we had enough. We made a commitment to pay off $18,000 in consumer debt in 18 months. At the time, our annual salary was WAY under the national average. We took on extra work and clipped coupons. It was amazing. We couldn't believe we did it! 

We've learned the secret to personal finance is believing you can do it and staying committed. We've learned that sometimes ONE decision can snowball into financial freedom. We've learned how to save cash and pay for our cars without debt. We've learned how to feed our growing tribe for next to nothing. We've learned the importance of a good old fashioned emergency fund

We are currently working on paying off our mortgage! We set a goal in 2012 to pay off our balance is 5 years. It is a lofty goal, but we are committed. After all, we've come this far!! Why not pay it all off!!!  

We blog all about that here and much more here. We don't think life on a budget is boring or cumbersome. In fact, we play more, see more, give more and laugh more than we EVER did 10 years ago! We are on mission to create a home + life on budget with intention. 

 I would love to connect with YOU.  Send me a little message here!

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